Spring can bring new (financial) beginnings!
Oh, the weather outside is… delightful (it is not Christmas yet, I know), and it is a wonderful time to get out and enjoy the beauty of blossoming trees and flowers. There is something about spring weather that motivates us. Perhaps it is the fact that the colder,...read more
How to Stop the Money Leaks
Stop the financial leaks In the early years of our marriage, my wife and I used to lavish each other with expensive gifts for Christmas, birthdays, and anniversaries, without regard to the impact of our finances. We figured we would just “worry about it later.” It...read more
Fourth Financial Move During Challenging Times
Establish and maintain the discipline of saving a portion of your earnings. Each day of life is filled with trade-offs. An hour spent watching television is an hour we no longer have to enjoy with our family, a meal consisting of non-nutritious foods takes the place...read more
Work is a Gift
Work is a gift from God. Prior to COVID-19, that phrase would not have been well-received. Many could not wait until the weekend, vacation, then ultimately, retirement to rest from their labors. Now, given the numerous store closures, restaurant owners not knowing one...read more
Counter-Cultural Financial Moves for Christians
Last week we looked at the first of financial moves for Christians during difficult times, which is to trust in God completely and not in man or money. The next financial move goes against conventional wisdom and it may not make sense on the surface, but that is how...read more
Financial Moves in Uncertain Economic Times
The pending election results and potential new President and Vice President have caused legitimate concerns for Christians. Joe Biden and Kamela Harris are both very vocal in their support of abortion and their views on economics favor more socialistic policies rather...read more
The Best Way to Teach Your Children About Money
The power of your influence on your child’s life during their upbringing cannot be overstated. Your children watch, and when what they see matches what they hear, that is a powerful influence; when what they see is not what they hear, that too is a powerful influence....read more
Should I Be Concerned About Cash?
Recently, there seems to be much concern about cash which is feeding conspiracy theories and creating fears about digital currency. There is even a story, wrongly attributed to Dave Ramsey, circulating on social media listing several “points” as to why it is bad to go...read more
A Sense of Security?
We can see how the COVID-19 virus and the corresponding measures by the government have demoralized most people’s sense of financial security. In just twenty-two days, the stock market values plummeted thirty-two percent, millions of jobs were lost, and we found...read more
To say we need God’s promises is an understatement. We are in a season, though temporary, of uncertainty. God is still at work. This is clearly a refining time and we do not want to miss out on the work that God is doing in and through our lives, through the...read more
How Should We Manage Money During a National Crisis?
When we see or hear of other people panicking and resorting to extreme measures, we feel the pressure to do the same. We call it self-preservation, or the fear of missing out. While there is cause for concern and for proper planning during a virus outbreak, I’m sure...read more
Too Early to Play Christmas Music, But Not Too Early to shop Joyfully
I will confess, there is a division within my household. It seems to some, that November is too far from Christmastime to listen to Christmas music. I, however, could listen to the joy-invoking, nostalgic Christmas tunes all year long! As for the timing of Christmas...read more
Integrity is commonly understood to mean "Your actions equal your words." Integrity also means to do what is right when no one is looking. God calls His children to walk in integrity. Spiritually that requires daily discipline, denying ourselves and putting Christ and...read more
Don’t Get Stuck in the Think
I’m pretty disciplined to exercise and workout 4 to 5 days per week. I know the benefits, and I enjoy the benefits. Where I’m not so disciplined is in the eating department, what I put in my mouth. I know the benefits of eating healthy, and I enjoy the benefits of...read more
The Power of a Lunch Given
A young boy walked many miles with thousands of other people, following Jesus, to hear his radical yet comforting teaching. Do you know why Jesus’ teaching was considered “radical” to his listeners? The area in which they walked is what we would refer to as “the great...read more
Conscientious Consumer, or Christ-likeness?
I have a very strong consumer advocate mindset and I am in constant need of keeping it in check. Blame it on my years in Retail management, and all the books I’ve read—that consumer gene runs deep. I believe that at a minimum, a consumer ought to receive what they...read more
This Could Be a Good Tax Filing Year For You
Who doesn’t enjoy an unexpected bonus every now and then? I believe many Tax Payers may receive such a treat this tax-filing season. The new Tax Cuts and Jobs Act of 2017 went into effect for the Tax Year 2018 and remains in effect through 2027. So, what is the...read more
What are you living for?
I am not asking why you are living, but what drives your living? It may seem that we live to earn money so that we can take care ourselves and our families. Considering that we dedicate eight (sometimes more) hours of the day working to earn money. Then we spend...read more
We have plans, we have goals, ambitions and dreams. Along with those, we have deadlines, pressures, temptations and stress. Money management. What fun! In an effort to tackle these obstacles we apply our knowledge, implement our ideas, and put forth our effort...read more
I wear glasses. I enjoy the enabling to see clearly and in focus. I dislike having to frequently clean my glasses (so that I may continue to see.) So, I don't. I can count on glasses to collect dust, oils, and countless other obstructions. Most times, I simply take...read more