Spend less than you earn. Save some. Avoid debt.

Easy enough, right? Not likely.

Often it may seem that there is not enough money for what we want and need. We may feel overwhelmed by bills. There are more arguments over money than any other issue in life.

No, it’s not solely a matter of Math. What is it then? Why so much stress and turmoil over money? It’s about Beliefs. Varying beliefs.

You see, everything we say and do stems from our beliefs. Do you drink coffee? Not everyone does. Some believe it is bad for you, some believe it tastes nasty, others believe it wakes them up—helps them think clearer and believe they cannot cope without it. What about fitness and exercise? We DO what we BELIEVE.

Consider two men of the same age, working the same job at the same Company earing the exact same salaries. Their finances, then, are going to be the same, right? Wrong.

Based on their own individual beliefs of money, they will make decisions that differ from one another. One may believe in the value of saving money, and the other may believe that “You only live once!” so, live for today; always spending and never saving— all based on individual beliefs.

If we desire peace in this weighty area of our lives, if we desire God’s blessings and promises, then we need to align our “individual” beliefs about money with Scripture. How do we do that, and where would we begin?

I believe we start with…

Lordship. Jesus said, “No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon(Money).

If our trust rests in money, or we worry over money, that is an indication that money is taking over as lord, and there is only room for one lord in our hearts— trust in God alone, the maker of all things!

Purpose of Money. In God’s economy, the purpose for money is to equip us for every good work (2 Cor. 9:8). Providing for our family is a good work (1 Timothy 5:8)As is helping meet the needs of other Christians (2 Cor 8:13-15) and giving cheerfully to send the Gospel to all nations (2 Cor. 8,9)

Saving. The Bile teaches that the wise man saves, and the fool spends all his income. Proverbs 21:20

Tithe. The very purpose of the tithe is for our benefit, not God’s. God does not need anything from us, it is us that have need of Him. Through the tithe God teaches us to depend on Him alone. When we return to God what is His, we trust Him to provide for our needs. And when He does, as we wait and hope in Him— He gets all the glory for providing beyond our understanding.

I believe that these are four great money beliefs that, if we changed our own “personal” beliefs to these Biblical beliefs, we would see radical improvement in our faith life and financial life!




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