Finding a balance in managing time in our lives is often a daunting task.

Earning a living requires a good number of hours in our day, including a commute for some.
We should be getting about 7-9 hours of sleep
We need to have quality time with our families.
We have errands to run, bills to pay, and the pursuit of some form of exercise or sports.
We would also like to enjoy some vacation time.
Sometimes it can feel overwhelming trying to “squeeze it all in”.


In This Episode We Look At:
Identifying three time frames to plan for: past, present, and future.

Having an understanding of these time frames allows you to strike a financial balance.

Without a plan, many will find themselves out of balance.

A few biblical examples are:

The Prodigal Son–Luke 15 12:13

The Rich Fool–Luke 12:19-20

The Unjust Steward–Luke  16:2-5

We can and should strike a balance.

It is possible to pay down yesterday’s debts, save for today’s expenses, and invest for the future.

Identify your disposable income (income minus expenses).
Divide that sum across the two or three that apply to you.
Faithfully contribute to each and increase contributions often (at least annually).

Today’s Resources and Links:
Tim’s Blog series on “Christians Conquering Credit”

One Thing You Can Do Today to Improve Your Faith and Finances:
Divide your financial efforts across two or three applicable time frames. Allocate dollars toward debt, today’s savings, and tomorrow’s investments.

What Are Your Thoughts?
If you have a question or comment about today’s topic, we invite you to share your thoughts.

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